What is NPA (Non-Performing Assets) and Bad Banks

Bad Banks

In the recent budget proposed by Finance Minister Nirmala Sitaraman, the establishment of Bad Banks has been announced. This aims to resolve the NPA issues mounting up amongst Public sector banks for the last two decades. This article provides information on NPAs, Bad Bank – concept, merits, and demerits. A bank is a financial institution […]

Methods for Business Valuation – Cost Method, Market Value & Discounted Cash-Flow Method


Valuation of a business is the process of determining the economic value of owners’ interest in a business. It is the present value of a business on that particular date. Various purposes of valuation include the sale of business, mergers, and acquisitions, the fundraising process, establishing a new partnership, or even divorce proceedings. It assesses […]

New Marginal Rules of SEBI – Explained


Stock market is the avenue of investment for investors and trading for speculators. According to the different sources, it is estimated that hardly 2%-3% of the Indian population invests in the stock market. People fear losing their money, which is subject to high volatility. SEBI, the regulator of the Indian stock market, has undertaken a […]

11 Major Difference between Mutual funds Vs Stocks

Mutual funds

Most people want to invest in the share market but there are two ways to invest. The first is stocks and the second mutual funds. To understand these two financial instruments you first need to understand the working of the financial market. The financial market is the intermediaries between investors which helps companies to raise […]

What is Mutual Fund? Definition, Types, Benefits & More.

mutual fund

In today’s world earning money alone cannot create wealth, to create wealth individuals have to invest money wisely. There are distinct ways of investing such as Stocks, Bonds, Exchange Traded Funds, and Mutual Fund. Each investment avenue has different levels of risk and return. Financial consciousness plays a significant role in selecting appropriate avenues of […]

21 Financial Ratios Every Investor should know

Financial Ratio

Financial Ratios may be considered as one of the major tools in the stock market. They are used to analyze potential investments. Everyone from beginners to absolute experts should use financial ratios to analyze stocks of their interest. But, what are financial ratios? How to analyze them? Shall some be given preference? What are ideal financial […]