Author Archives: Ramya N

Measures of Value Creation – Economic Value Added & Market Value Added

Economic Value Added

Financial management seeks to create wealth or value for shareholders since shareholders are interested in knowing what return they will receive on their investment. Thus, value creation for shareholders is undoubtedly a corporate objective for any company. What is Economic Value Added & Market Value Added? The ability of firms to manage, utilize, and allocate […]

Mergers and Acquisitions – Financing & Valuations

Mergers and Acquisitions

A Merger or an Acquisition deal will be unsuccessful if the financial interests of both parties are not considered. If the deal fails to deliver at least the plausible benefits, then concerned stakeholders may disregard the deal. Acquiring a company in case of an acquisition and the new firm in case of merger may issue […]

What is Merger and Acquisition (M&A)?


Mergers and Acquisitions! These are buzz words in Corporate Strategic Management. Very often we see, hear and speak of two companies merging into one or one large company acquiring a small company, collaborations, etc. What are these? Do Mergers and Acquisitions mean the same or different? Why companies opt for these inorganic tools to achieve […]

What is Payment Bank?

Payment Banks

The Digital revolution has rapidly transformed the life of Indians. Sending information, storing data, ordering food, shopping, socializing, including banking everything happens at fingertips with the Smartphone. In this article, one such product of part of the Digital revolution, “Payments Bank” is going to be discussed in detail.Maybe you are familiar with Airtel Payments Bank, […]

What is Liquidity Ratio? How to Analyze a Business Using It

Liquidity Ratio

Understanding the nature and growth of the business and measuring its profitability is indispensable for any investor to earn returns on his investment from shares to create wealth. Business analysis i.e., analyzing company performance through its products & services, and fundamental analysis i.e., using balance sheet details to measure the performance of the company are […]

Stock Split – Meaning, Effect, Examples and More…

Stock Split

Apple and Tesla companies in the US have made big news in the stock market. Apple has announced a 4-for-1 stock split and Tesla has declared a 5-for-1 stock split rallying companies’ share prices in the US stock market. Even in India recently Marine Electric, HDFC Nifty ETF, Bannari A SPG, SVP Global, Hazoor Multi […]

What is NPA (Non-Performing Assets) and Bad Banks

Bad Banks

In the recent budget proposed by Finance Minister Nirmala Sitaraman, the establishment of Bad Banks has been announced. This aims to resolve the NPA issues mounting up amongst Public sector banks for the last two decades. This article provides information on NPAs, Bad Bank – concept, merits, and demerits. A bank is a financial institution […]

New Marginal Rules of SEBI – Explained


Stock market is the avenue of investment for investors and trading for speculators. According to the different sources, it is estimated that hardly 2%-3% of the Indian population invests in the stock market. People fear losing their money, which is subject to high volatility. SEBI, the regulator of the Indian stock market, has undertaken a […]

11 Major Difference between Mutual funds Vs Stocks

Mutual funds

Most people want to invest in the share market but there are two ways to invest. The first is stocks and the second mutual funds. To understand these two financial instruments you first need to understand the working of the financial market. The financial market is the intermediaries between investors which helps companies to raise […]